Student's Credit Card Dilemma

I read a column in the Bizweek section of the Star newspaper this morning and came across the issue on pre-paid credit cards. Apparently, there are so many hidden charges that most of the consumers unaware of. That includes activation charges that can go up to RM25.00, inactive card charges (this one is teribbly wrong) and some other silly excuses for the bank to charge you.

Therefore i would suggest for students to opt for Student's Credit Card facilities that are offered by some of the popular banks in town. Nevertheless, parents are still required to endorse the application.

Why do i write about credit cards? Because i was thinking that i probably can write on how to manage your credit card debt in the coming future. I surely have many experience on this one.

.n.g.

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